Privacy Policy | Credit Kingdom

Important Notice Regarding Text Messaging Data

Credit Kingdom ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.

1. Information We Collect

Personal Information: Name, email address, phone number, physical address, business entity details, estimated revenue and credit ranges provided on inquiry forms, opt-in records and timestamps for all communication channels (SMS, email, etc.).

Non-Personal Information: IP address, browser type, device information, website usage patterns, and analytical data gathered through secure cookies.

Customer Communication: Records of inquiries, pre-qualification submissions, advisory discussions, appointment preferences, and feedback.

2. How We Use Your Information

Providing and matching business funding advisory services and options
Processing pre-qualification inquiries and consulting requests
Communicating with you regarding your submissions, advisor consultations, and updates
Enhancing website functionality, conversion performance, and user experience
Ensuring security, fraud prevention, and regulatory compliance
Maintaining timestamped records of communication preferences and consent

3. SMS Messaging & Compliance

Text Message Program Terms & Conditions: By opting into our SMS messaging services, you agree to receive text messages related to our funding advisory services, including status alerts, scheduling reminders, and customer support.

Opt-In & Consent: You will only receive messages if you have explicitly opted in via our website form or application checkbox. We maintain timestamped records of all opt-in actions and comply with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines.

Opt-Out Instructions: You can cancel SMS notifications at any time by replying "STOP". You will receive a final confirmation message, and no further messages will be sent unless you re-opt in. Reply "HELP" for assistance.

SMS Data Protection Statement: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Information Sharing & Disclosure

We do not sell, rent, or trade personal information. We may share information only with:

Lender Network Partners: Participating financing providers solely when you explicitly proceed with reviewing and submitting applications for formal funding consideration.
Support Service Providers: Third-party infrastructure vendors who assist in operational systems (e.g., CRM hosting, SMS gateways for consented communication).
Legal & Regulatory Compliance: If required by valid law, subpoena, or legal process to protect our rights and prevent financial fraud.

5. Data Security & Your Rights

We implement reasonable physical, administrative, and technical safeguards, including 256-bit encryption in transit and secure access control, to protect your sensitive data. You have the right to access, update, or request deletion of your personal records at any time by contacting our privacy compliance department.

6. Contact Us

Credit Kingdom

Address: Eden Prairie, MN 55344, Eden Prairie, MN 55344

Phone: (952) 952-8239

Email: rickardo@creditkingdom.org

Website: https://creditkingdom.org